Lady Drivers Car Insurance in the UK

Studies in the UK clearly show that lady drivers or femal drivers are better drivers than men because they tend to get involved in less expensive car accidents due to their slower road speed. Therefore, lady drivers are a preferred choice by the UK car insurance industry.

According to experts it is not that women have fewer accidents but the accidents they have are less serious in nature. In a survey by it was found that more than 90% of cases of drunk driving accidents involve men. On other hand, women are cautious drivers. They usually don't have a fast driving habit unlike men. Men are usually aggressive when it comes to driving especially when they're late. On average, women drivers travel shorter distances. Also, married women, tend to drive more carefully.

Women are more likely to have accidents at lower speeds, which causes far less damage to their car.  Hence their claims are for smaller amounts unlike men drivers which gives ladies a distinct advntage when applying for womens car insurance quotes..

Many insurers specialising exclusively in lady drivers car insurance have come up to cash in on these existing facts and figures. They provide cheap offers to lady drivers. The arithmetic calculation works in a simple manner ensuring huge profit margins for insurance companies and the advantage of low premiums to lady drivers. It is estimated that all insurers generally give 10% discount to female drivers. However, the difference in premiums between males and lady drivers decrease with age.

Lady drivers in UK have many options to choose from and get the best car insurance deal at a reasonable rate. So, experts recommend lady drivers to shop around and ride home with the best car insurance deal.

Recently, the proposed measure of European Commission to do away the lesser premiums for lady car drivers has invited lot of discussion. Industry experts are of the opinion that the proposed measure would be rolled back in all likelihood and lady drivers would continue to enjoy the cheap car insurance benefits.

Resources

• Article on car insurance tips
  This is a very useful article that discusses car insurance tips.

• Article on car insurance premiums
  This article discusses how to keep car insurance at lower rate.

View the UK Car Insurance Guide