Black cabs are famous the world over and they have truly become a British icon. Black cabs are a symbol of the UK itself and there are not many streets where you won’t come across black cabs. For their drivers, black cabs are not only a British icon but also their main source of income.
Just like any other vehicle on the road, the black cab also needs to be insured. Black cabs require insurance to comply with UK law but because it is such a unique vehicle, the black cab taxi insurance also needs to give the driver peace of mind they have the relevant level of insurance cover. It needs to protect both you and your passengers in case of any accidents. The insurance also needs to cover the taxi for any repair work, medical and legal expenses which could be incurred. You will almost certainly be interested in breakdown cover and the opportunity for a replacement vehicle and windscreen should these be required. After all, if you’re a black cab taxi driver then time is money!
There are an increasing number of insurance brokers in UK that deal only in black cabs and it’s a good idea to go with a specialist black cab taxi insurance company as they have all the experience necessary to help you with your insurance decisions.
Black cab insurers will offer insurance policies to enable you to operate your black cab business effectively. The first thing you should look for is that the insurance covers against all likely risks to your vehicle and your business. Some black cab risks include:
- Risk of damage by customers that is covered by third party insurance
- Risk of fire and theft, coverage of which is usually included in all black cab insurance policies.
Choice Quote Insurance Services have been providing specialist black cab insurance since 1995. They offer cab drivers excellent taxi insurance cover and professional services.
MCE insurance is another black cab insurer famous for their cheapest quotes obtained by comparing insurance prices with more than a dozen leading companies.
Another company to consider is Taxi Protection who also compares the rate of UKs top specialist taxi insurers. They provide cabbies with choices of three level of cover: comprehensive, third party fire and theft and third party only
As you can appreciate, there are many things to consider when looking for black cab insurance. By searching online you can compare different black cab insurance policies to make sure that you’re getting the right cover for your black cab, letting you get on the road with complete confidence.