Insurance News

Performance Car Insurance & Buying Cars Online

admin — Wed, 10 Mar 2010 10:15:58 +0000

Recent consumer studies have highlighted a growing trend in the car industry. As people are looking to save money on their cars and indeed make as much money as possible from selling their car, they are looking to the Internet for help. The Internet is a fantastic forum to buy and sell all sorts of stuff but there should be a word of warning in there and that is that cars are not always what they seem when they are sold online and you should be careful when making the decision to purchase them.

For example, if you have a performance car and performance car insurance having bought your vehicle online, you may well find that the latter is void if you crash the former. Why? Because when you insure your car you are certifying that it is fit for purpose. If it turns out that the car is not then it will cost you. ALWAYS check your car in person before parting with your cash if you value not only your performance car insurance but also your life.

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2010: The Year Getting Cheap Car Insurance Got Harder

admin — Sat, 06 Mar 2010 22:25:35 +0000

Am article published in The Times 3 days ago finally told of the news that everyone feared. The news that would send all drivers running for cover, if they were not already there. The news that we all knew before it was announced. Car insurance premiums officially rose by around 15% in 2009 and 2010 looks to be shaping up the same. Car insurance companies have increased their pre-tax profit margins and we are left to foot the bill again.

This actually applies to all drivers and not just those with points on their licenses or accidents in the past. As such, you have to be crafty about getting cheap car insurance today. Some TV adverts by specific companies suggest that you save money by NOT going through comparison sites but it is actually the comparison site use that keeps competition high and premiums lower than they would have been as a result. As such, if you have yet to do so then you may want to look into using Powerseeker.co.uk in 2010 and saving as much money as you can!

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Home Insurance & Drain Add Ons

admin — Thu, 04 Mar 2010 23:30:23 +0000

News broke this week that a specialist company is now offering a ten year drain insurance policy that will run alongside the home insurance policies of homeowners. Of course, it is all very much optional but it does look to be a comprehensive policy that will fill the gap where home insurance policies fail. But what will this mean for you?

Well, this drain cover is so new that it has yet to make an impact on the home insurance market just yet. However, it is only a matter of time until hoem insurance providers will pick up on this and offer rival products. It is worth noting that not all drain problems are covered under home insurance so this product may well be something that you want to look into in the future. After all, with extreme weather and flooding, many millions of people will have issues with their drains in the coming yrs.

Post from: Car Insurance

Home Insurance & Unlimited Buildings Cover

admin — Sun, 28 Feb 2010 21:06:39 +0000

Has anyone else out there noticed that there seems to be a lot of home insurance adverts on TV at the moment, and most of them are advertising unlimited buildings cover?

The only reason I ask is because I was watching TV this evening for two hours and I saw 5 adverts saying the same thing but for different companies. So now everyone is offering unlimited buildings cover on home insurance policies so that can only be a good thing, right? Wrong! If you read the small print at the end of the ads you will realise quickly that there is something a little off about it. Although there are exceptions, many home insurance providers will put limits on the buildings policies elsewhere. For example, you have unlimited buildings cover but are not covered for roof damage in a storm or for accidents caused by your own hand and so on. Of course, these examples do not apply there but there is a lesson to be learned. ALWAYS read the smallprint before signing up!

Post from: Car Insurance

Womens Car Insurance & The Dangers Of Potholes

admin — Fri, 26 Feb 2010 02:36:16 +0000

Womens car insurance is renowned for offering cheaper quotes to the female of the species. As better drivers, women are eligible for better premiums every single year providing that they have not had an accident. However, there is a new danger on the roads that is putting that in jeopardy - the pothole!

As a result of the recent snowfalls, of which many are still around at the moment, the roads have taken a major battering and have suffered a lot of damage as a result of the repeated freezing and thawing. Unfortunately though, the damage to the roads have caused untold damage to cars and serious accidents as people have swerved to miss them. This will undoubtedly put some womens car insurance premiums up. As such, you have to take action today. Do not swerve wildly to miss potholes, drive carefully and if you do happen to hit a pothole then check your car immediately.

Post from: Car Insurance

Cheap Car Insurance & Anti-Fraud Panels

admin — Wed, 24 Feb 2010 22:34:32 +0000

In December 2009, a major insurance company announced that it was employing a specialist fraud panel to handle all of the potential fraud claims that were made by its customers, thus allowing them to root out fraudulent claims before they are paid and so protecting the customers that look for cheap car insurance year on year. This allows them to keep the premiums low and the rest of their customers happy. Well, there is good news for the customer and bad news for the fraudster - now the majority of larger insurance providers are looking into the possibility.

If you have never claimed fraudulently on insurance then you have nothing to worry about. However, you will benefit from cheap car insurance premiums for much longer as a result. Fraudsters seriously put the availability of cheap car insurance in jeopardy for responsible drivers so make the most of this insurance development.

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Motorbike Insurance & Local Courses

admin — Mon, 22 Feb 2010 23:56:32 +0000

On the back of my last post on here, I started looking into the idea of a best practice manual for motorbike insurance to see how it would ultimately impact upon the industry. The bad news is that, unless it successfully cuts the number of accidents involving motorbikes down, then it will not impact upon your motorbike insurance at all because it is not exactly something you can declare. Anyone can read a manual. However, it seems to have spurred areas into action!

Yes, some local authorities and driving schools have actually been inspired into offering motorbike safety courses and advanced rider courses. Of course, these have been around for a while but not on the level of availability they are now. As such, you may be able to save on your motorbike insurance premiums in the future if you attend one of these courses!

Post from: Car Insurance

Motorbike Insurance & Best Practice

admin — Sat, 20 Feb 2010 23:21:13 +0000

Motorbike insurance is always a concern for people that love and ride motorbikes on a regular basis. If you use a motorbike then you will be well aware of the fact that you are more likely to have an accident than the average driver of a car. Insurance companies and safety organisations are also well aware of that fact, which may go some way to explaining why several European cities have been meeting about motorcycle best practices this week.

The “Best Practice Guide To Safe Motorcycling” will apparently go online at some stage in the next couple of months after a meeting between representatives from Barcelona, Paris, Rome and London in recent weeks. They have discussed how to best protect riders, although this is obviously a main priority for places like Italy that often have more bikes than cars. No word yet on how this will affect your motorbike insurance but reading the guide cannot hurt and may keep you a little safer than before.

Post from: Car Insurance

Cheap Car Insurance & Making The Right Decision

admin — Tue, 16 Feb 2010 13:58:55 +0000

It has been reported in the last couple of days that over 2000 people signed up to a brand new cheap car insurance brand within the first 24 hours of it becoming available. There had been an extensive marketing campaign to promote it and this obviously made people fully aware of its arrival but 2000 is 24 hours? Mad! Of course, it is a well known brand in the car industry, but can someone really find out everything they need to know about a car insurance policy that quickly.

My gut feeling is no they cannot unless they have been through all of the other options beforehand. If you have searched for the right insurance and not found it then you already know what your options are but if not then bear in mind that it is worth taking your time to check all of your options out before signing up to any products, especially new ones!

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Home Insurance & Valentine’s Day!

admin — Sun, 14 Feb 2010 18:38:19 +0000

Happy Valentine’s Day all!

Hope you have all had a lovely day, whether single, taken or married. If you were lucky enough to get a gift from someone else or decided that you deserved a little retail love and bought yourself one, then that helps to make the day all the better. If the gift was flowers, chocolates or other relatively inexpensive items then you can just enjoy them. However, if you were bought something a little more expensive then do not forget to have it on your home insurance policy!

This is a little unromantic but practical. Expensive gifts like jewellery and art may not be included on your basic policy or may take the value of your belongings over the limit you are allowed to claim for. Should anything happen to your gift, being unable to claim for it would heap misery on that experienced after losing the gift in the first place so think practical with your home insurance!

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