2010 August | Insurance News

Archive for August, 2010

Young Drivers Car Insurance & Learner Daily Premiums

Tuesday, August 24th, 2010

Young drivers insurance is well known for being one of the most expensive car insurance products out there at the moment. Young drivers car insurance has also cause quite a lot of furore in recent months as a result of the outrage that has been expressed by individuals and companies alike. People are sick and tired of premiums going up but the problem is that it makes no difference. You absolutely have to have insurance to be legal on the road but the level of premiums is jeopardising the amount of time that learner drivers and newly qualified drivers can get on the roads.

The only way for new drivers to improve their driving ability and become confident on the roads is to clock up driving hours and now you can without spending a fortune. There is now a daily insurance product available for individuals that want to experience driving without spending a fortune so keep looking around and you will find bargains out there.

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Van Insurance & Speed Cameras

Tuesday, August 10th, 2010

A major survey by one of the leading car insurance providers has revealed what most motorists already knew – that speed cameras are a major hazard. 81% of the respondents – of all ages and both genders – admitted to slamming on their brakes when faced with a speed camera. This can cause serious problems with drivers behind and has caused many a serious accident. However, if you have van insurance then the repercussions could be even greater.

If you do not have everything in the back of your van completely secured then speed cameras could not only cause problems to the vehicles around you but also to interior of your van and possibly anyone travelling in it too if you stop too quickly and everything goes flying everywhere. Of course, you should be aware of speed cameras and should be doing no more than the speed limit anyway but it is imperative that you secure all contents of your van.

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Road Rage & Performance Car Insurance

Sunday, August 8th, 2010

A renowned and respected performance car insurance provider has recently reported that more than 800 people die on the roads every year as a direct result of road rage, or disrespectful driving as it is commonly termed. This is showing a rise year on year and proving that we are getting worse on the roads. Not only are drivers getting ruder but they are also causing more accidents whichwill ultimately put car insurance premiums up.

If you are one of the people that know you have an issue with road rage then there are now classes you can take and people you can talk to about it. It is time to take matters into your own hands or else you will find that you end up in trouble with the law because there is likely to be a major crackdown on it. Make sure that you solve your issues as soon as possible.

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No Frills – Very Cheap Car Insurance

Friday, August 6th, 2010

We have had no frills cheap food at supermarkets for quite some time now so it is no wonder that other companies are following suit. First there was no frills clothing ranges. Then there were no frills baby ranges. Then there were no frills holiday packages and flights. Now there are no frills cheap car insurance options for those looking to save cash on their car insurance in the coming years.

No frills cheap car insurance is effectively comprehensive car insurance with nothing else added into the mix. The extras that we have all become so used to are not available in the package, which is designed to save money following the rising fuel and insurance costs. As yet, only one provider is offering it but if it takes off then you can be sure that other providers will start to offer it. keep your eye out for it when it comes to renewal time.

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Home Insurance & Fraud

Wednesday, August 4th, 2010

This is a quick follow up on one of my recent posts about the problem of fraud in the insurance industry. As I previously said, home insurance fraud is a major problem in the industry and accounts for the vast majority of fraudulent claims. As a result of that, some insurers are starting to change their approaches to claims and are also starting to make it a little bit more difficult to claim. As annoying as this may be to those homeowners and renters that are honest, it should ultimately keep premiums lower than they would otherwise be.

Home insurance claims departments are now making the claiming process more rigorous with independent assessors being called in to offer damage assessments in order to verify claims. They are also making certain claim types mandatory for reporting to the police. As such, you may want to check out the claims process you would face should you encounter a problem. This is just to make sure that you gt the reporting procedure right so you do not further damage your claim.

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Car Insurance Quotes by Registration

Wednesday, August 4th, 2010

Powerseeker are now linked up to the DVLA database which should make customers’ lives that bit easier.

When you fill in your cars registration number and hit the Quote Me button on the homepage, you will be taken to the online insurance quote form. This form will now be populated with the make and model of your car which means you don’t have to start searching for your V5 in order to find out exactly what model it is!

Cheap car insurance quotes have never been easier or faster at Powerseeker. Simply fill in the rest of the form and get over 90 quotes back from UK insurance companies. You can then compare policies and make your own decisions based upon whatever cover or budget you have in mind!

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Motorbike Insurance & Learner Insurance

Monday, August 2nd, 2010

If you are planning on learning how to ride a motorbike or have already started to without yet passing your test then you should make sure that you have appropriate motorbike insurance behind you because the police in certain areas are now starting ttake a tougher stance on bike riders. A survey revealed that learners either do not have appropriate insurance or fail to get any motorbike insurance at all. This is of course illegal and is costing the insurance providers millions every year. It also means that people are on the road that should not necessarily be there.

Check out whether or not you have an appropriate level of insurance as a learner. If you do not have inurance then you already know it and should look into getting a good policy sooner rather than later. If you do not do so then you face points on your license and a fine.

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