Estimated Motorcycle / Motorbike Insurance Costs
When estimating the costs of motorcycle insurance, you should look at the extent of the cover you require and the optional features, if any. You can get at least a 10 percent discount on motorcycle insurance if you are a member of a motorcycle club. Some insurers also offer motorcycle club members a discount of £20.00 on their policies. Motorcycle insurance covers all makes and models of motorcycles, scooters and mopeds manufactured by Kawasaki , Honda, Ducati, Yamaha and Suzuki.
Motorcycle insurance covers the driver, pillion rider and one or more motorcycles, standard or modified. Motorcycle insurance policies cover accidents and injuries to third parties, damage to third party property and damage or loss of vehicles due to explosion, fire, accident, theft or malice. Optional items include loss of license, roadside rescue, leathers and helmet, legal expenses and accidents.
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You can get compensated if you lose your license due to speeding, illness or injury.
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You can get your motorcycle repaired free of labour charges if it malfunctions on the road under the roadside rescue scheme, even though you pay for the parts required. For a slightly higher rate, you also get assistance at home if your motorcycle fails to start. This option also covers motorcycle repairs during European holidays.
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You can get compensation if your leather trousers or jacket, motorcycle boots, one piece suit or helmet are damaged in an accident.
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You can get compensated if you lose your earnings or are injured due to an accident that was not your fault. Your legal fees are paid and you also get a motorcycle if yours is destroyed in the accident.
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You can get compensation if you need emergency treatment after an accident. This option also provides compensation to your family and yourself in case of accidental death, loss of sight, hearing, speech or limbs and permanent total disability.
Make an annual payment or split the payment into monthly instalments for a motorcycle insurance policy. The monthly instalment scheme does not cover drivers under 18, with a poor credit history or with an insurance cover less than £130.
Resources:
View the Motorbike Insurance Guide
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