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Cheap Car Insurance UK

Cheap car insurance UK companies are locked together in a fierce battle for your custom. They consistently look for new strategies in order to bring new customers on board, which they then try to balance out with offers and value for money service that will encourage old customers not to move on. However, one company came up with the best idea that car insurers ever had – the discount. Although nobody is really quite sure when discounted car insurance arrived, it has been here to stay ever since.

As competition has mounted between cheap car insurance UK providers as to who can offer the most and best discounts whilst still keeping their premiums at a high enough rate so they can continue to make a profit. However, some drivers are now facing a problem thanks to the cheap car insurance UK companies offering a huge range of discounts. The fact is that many of them are unbelievably confusing and many people are not quite sure who they apply to and how much they can save using them. Well, the information briefly outlined below should give you a good idea of the types of cheap car insurance UK discounts that are available and whether they apply to you or not.

Age – This discount is often applied to people over the age of 50 because they tend to be safer drivers and are less likely statistically to be involved in an accident. It is often a discount of 10% if offered but some cheap car insurance UK companies offer lower premiums instead without a definite figure applied.

No Claims – This is the obvious one that every driver knows about. If you do not claim for a year then you will get a no claims discount applied. The level of this is dependent on how many years you have not claimed for.

Multicar And Loyalty – By insuring all of your cars with one provider, you will often earn a discount with most cheap car insurance UK companies. This may either be in the form of a multicar policy or a loyalty discount so be sure to check which is available.

Online – Taking out a policy online will earn you a discount of around 10% off your premiums. Not all cheap car insurance UK companies offer this but most do.

Safety – Finally, you may also get an enhanced safety discount. This is one of the newer ones but may apply if you have enhanced security, such as tracking devices or a locked garage for storage.

Check out what discounts you can get online from various cheap car insurance UK providers and see how much money you can save.

View the UK Car Insurance Guide

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