Even the Association of British Insurers accepts the desirability of lady drivers. As a result many insurance companies in UK have started specific marketing campaigns to attract the female drivers thus specialising in womens car insurance quotes. Also, many insurance companies that would deal only with female drivers have come up.
It is estimated that all car insurance companies generally give 10% discount for female drivers. However, the difference in premiums between men and lady drivers decrease with age.
Women have a wide variety and options to choose a cheap car insurance quote. From. However, they should keep certain things in mind that would help them in reducing their premium. These are:
- Most of the insurance companies average yearly mileage at 12,000 miles. If they do not drive that much then they should ask the insurance company to reduce the premium.
- If they are not using the car to travel then again they can be discounted further.
- They need to search around for the best . There are many insurance companies in the market with variety of deals. They should make a and then settle for the most reliable and cost effective deal.
- If they park the car in a garage and not on the street or on a drive they could reduce the premium significantly.
- They also need to remember that if there are other people who will drive their car they should name them on the policy. This helps in making the premiums cheaper.
- If the insurance company offers option of hire a car in the case of claim, they can ask for it to be removed and can use public transport. This is another way to reduce premiums.
Women are important customers for the insurance companies and they cannot afford to ignore them in any way. According to studies women buy more than 50 percent of cars and light trucks and influence 85 percent of purchases. Hence, insurance companies leave no stone unturned to influence their decision and provide customised services to them. Women should cash in on the existing they receive and ride home with
an insurance policy that suits them.
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This site provides information that according to EU new directives, UK women might have to pay high car insurance rates
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