Modified Car Insurance Quotes in the UK

You have got your car modified, changed its front look, got its engine overhauled and also got an exquisite paint job done.  You and your modified car look great together.

But does your car insurance company think the same way?

I am afraid in most of the cases answer will be a big NO. Your insurance company will treat your prized possession like any other standard car that means if your prized possession gets damaged then you will be provided a claim that will be a worth of a standard vehicle.

However, there are many car insurance companies in UK that offer modified policies.

Modified car insurance depends on several factors such as your previous policy, the type of cover you require, your age, the area where you live and also the kind of modification you have made in your car. The whole process is a bit complicated but the basics are easy to understand.

Depending upon the modifications of your car, insurance company will charge you 'loading'. The loading value will also be dependent on the type of car you own. For example, a cheaper car will attract less loading and a costlier car will attract greater loading.

After loading is finalised, the amount of loading will be converted into pounds. The premium you have to pay will depend upon the loading.

Before you go for any modified car insurance, take quotes from different companies as different companies have different methods of calculating the loadings.  You can also inquire from your family and friends who are already availing modified car insurance policy. This will help you in getting a cheap car insurance deal.

We hope that the above information will help you in selecting the right type of modified policy. For further information please feel free to contact us.

Resources :

• Article: Tips on car insurance.
  This resource has good tips on car insurance.

• Article: Car insurance secrets.
  This article provides information on car insurance secrets.

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