Cheapest Motorbike Insurance : Motorcycle Quotes

Motor bike insurance in the UK covers the driver, the passenger and one or more standard or modified motor bikes. The insurance cover pays for accidents or injury to the third party and to third party property, as well as damage or loss of vehicles due to fire, explosion, theft, accidents and malice. The optional items in the motor bike insurance cover include legal expenses, accidents, leathers and helmets, roadside rescue and loss of license.

• The legal expenses cover compensates you for loss of earnings and personal injury, pays the legal fees and provides a 24-hour hotline and a defence of motoring prosecutions, as well as a replacement vehicle if your motor bike was destroyed in an accident that was not your fault

• The personal accident cover includes emergency medical treatment but does not include a longer hospital stay. However, you or your family will be compensated in case of accidental death, loss of sight, hearing, speech or limbs and permanent total disability.

• The leathers and helmet cover compensates you if your leather trousers or jacket, motorcycle boots, one piece suit or helmet are damaged in an accident.

• The roadside rescue cover enables you to get a motor bike repaired in a garage free of labour charges if it malfunctions on the road. You pay for the parts required and can inform friends of your whereabouts. For a slightly higher rate, you can not only get your bike repaired free of labour charges but also get assistance at home if it fails to start. You can also get help if you are biking in Europe .

• The loss of license cover compensates you if you lose your license due to speeding, illness or injury.

You can make an annual payment or split the payment into monthly instalments to avail of motor bike insurance schemes. However, you cannot take advantage of the monthly insurance scheme if you are under 18, with a bad credit history and an insurance cover of less than £130. Members of motor bike clubs can get a 10 percent discount, as well as a discount of £20.00 for each member who applies for insurance policies. Motorbike insurance covers all makes and models, such as Kawasaki , Honda, Ducati, Yamaha and Suzuki, as well as scooters and mopeds.

View the Motorbike Insurance Guide